Everybody wants to receive the highest possible interest rates on their savings. It is however not easy to choose the best option from all available offers.

There are a lot of banks that claim they offer the highest interest rates of their country but if you look closely to their terms and conditions it becomes clear that some of them offer their highest rates only if your initial deposit is a minimum of  10.000 ! Other banks demand that you do not withdraw your money for at least 12 months.

These examples make it clear that it strongly depends on the wishes and possibilities of the saver where the best interest rates can be found.

The next questions are of great consequence.

How high is the real annual percentage yield ?                                                      Is there a minimum or maximum deposit ?                                                           Can you withdraw your money at any time ?                                                    Are there any other costs involved ?                                                              

To help you on your way we have put together a top 5 for you which offers the best interest rates with the least of terms and conditions.